ProSpend, the Australian-built unified spend management platform for ANZ mid-market businesses, today announced a partnership with Archa, an Australian corporate card provider, giving finance teams access to credit-backed virtual cards inside the ProSpend platform.
The partnership provides a solution to a pattern ProSpend sees repeatedly as its customers evolve. A card program that fits a business at one size no longer works as new entities, cardholders, transaction volume and overseas spend are added.
Until now, finance teams that needed credit, rewards or multi-entity card support often had to take on a separate card product, and a separate process to manage the spend that flowed from it. Through this Archa partnership, ProSpend customers can change their card program without adding that second process.
Eligible businesses now have access to:
- Virtual cards backed by a line of credit
- Multi-entity and multi-balance support
- Velocity or PayRewards points
- Low FX fees on overseas spend
- Local KYB and onboarding support
“We built ProSpend to give finance teams greater control over business spend, without forcing them to work around systems that no longer fit,” said Sharon Nouh, CEO of ProSpend. “As organisations grow, their requirements change across entities, funding models, cardholders and overseas spend. Archa brings a modern card offering, and ProSpend keeps the controls, visibility and finance workflow around every transaction connected. We love working with ambitious Australian businesses that are building strong products around genuine customer needs. Archa brings a modern card offering, while ProSpend keeps the controls, visibility and finance workflows around every transaction connected.
“Together we are giving customers more choice, including credit-backed virtual cards, rewards and greater flexibility across complex business structures.”
Card flexibility, without another finance process
Archa issues the cards. ProSpend connects every transaction to the receipts, coding, approvals and reconciliation workflows finance teams already use.
Finance teams capture receipts, tax details and supporting information against each transaction, and apply consistent coding, review and approval requirements as the spend moves through the workflow. The result is that reconciliation and reporting start with the ownership detail, evidence and coding already attached, rather than a month-end effort to reconstruct what happened. Card activity sits alongside expenses, invoices, purchase orders, budgets, travel and approvals in one platform.
“We’re excited to partner with ProSpend to give businesses more choice and flexibility in how they manage their spend,” said Oliver Kidd, Founder and CEO of Archa. “By bringing Archa’s corporate cards together with ProSpend’s unified spend management platform, customers can access a seamless, integrated solution that makes managing business spend simpler.”
A partnership built for scaling businesses
As mid-market businesses scale, finance teams take on more entities, cardholders and transaction volume, usually without matching growth in headcount. The partnership is designed to let the card program expand across entities and spend types while finance keeps one consistent process for controlling, reviewing and reporting the resulting spend.
Once an Archa card is linked, transactions flow automatically into ProSpend, cutting manual uploads and month-end reconciliation work. Receipts, coding and approvals stay attached, structured data is prepared for reconciliation and export, and finance retains clear audit trails and support for Australian GST and FBT requirements. Card activity is visible in a single view across cards, expenses, invoices, purchase orders, budgets and travel, with multi-entity reporting across teams and cost centres, multi-currency support for ANZ businesses operating overseas, and integrations with more than 30 major ERPs.
How Billini strengthened finance control with ProSpend and Archa
Australian fashion retailer Billini was already using ProSpend to manage its finance workflows when it became one of the first ProSpend customers to move its card program to Archa. Archa gave Billini greater flexibility over card limits, rewards, foreign exchange costs and working capital, while ProSpend remained the platform finance used to capture, control, process and report the resulting spend.
Together, the platforms helped Billini maintain consistent coding, approvals and supporting information across card transactions, with structured data flowing into Apparel21.
“Month-end card processing through to ERP is seamless and much more proficient than with legacy systems,” said Geoff Greenberg, CFO of Billini.
The partnership reflects ProSpend’s broader vision: to give finance teams greater choice at the point of spend while keeping every transaction connected across the full process, from control and approval through to reconciliation and reporting.