ASX-listed MONEYME have provided its fourth quarter trading results for the period ending 30 June 2026.
MONEYME ended FY26 with a strong fourth quarter and significant momentum, growing the loan book to more than $2.0 billion and annual originations to over $1.2 billion.
FY26 revenue increased to $249 million, while continued improvements in portfolio quality, lower credit losses and disciplined funding execution supported positive Normalised NPAT in the second half of the year, providing a stronger earnings foundation for FY27.
Clayton Howes (pictured), MONEYME’s Managing Director and CEO, said, “FY26 marked an important inflection point for MONEYME. We finished the year with strong momentum, surpassing a $2bn loan book, delivering record annual originations of $1.23bn and achieving positive Normalised NPAT in the second half. These outcomes demonstrate that the investments we’ve made in our technology, funding platform and credit capabilities are translating into sustainable operating leverage.
“Our proprietary Horizon platform continues to differentiate MONEYME, with AI now being deployed across underwriting, operations, customer service, finance and marketing functions. These capabilities are improving customer outcomes, increasing productivity and enabling us to scale revenue faster than our cost base. These are creating increasing separation between MONEYME and traditional lenders.
“At the same time, our funding platform continues to strengthen, with more than $1bn of ABS issuance during FY26 reducing our cost of funds while increasing capital available for growth.
“We’re also continuing to expand our product ecosystem to create more value for customers. The successful rollout of our Cashback Rewards Credit Card, together with the upcoming launch of the Luxury Escapes co-brand credit card, extends our reach, strengthens customer engagement and supports higher lifetime customer value.
“We enter FY27 with a stronger competitive position than ever before and with our technology, AI capabilities and disciplined execution, we continue to scale with a medium-term profitable outlook.”