Fintech startup Cents2 has launched what is believed to be Australia’s first vaulted gold and silver round-ups feature, enabling users to convert spare change from everyday transactions into investment-grade precious metals.
The new capability allows Cents2 users to accumulate gold and silver alongside existing round-up options such as superannuation and charities. Powered by Rush’s embedded bullion infrastructure, gold and silver functionality is integrated directly into the platform, with investment-grade bullion held in secure vault facilities and supported by custody, insurance and independent audit arrangements.
“Round-ups work because they’re effortless,” said Jason Gram, Co-Founder of Cents2. “This gives our users the ability to build holdings in globally recognised assets as part of their everyday financial activity.”
Gold is recognised under international banking frameworks as a reserve asset, while silver plays a growing role in electrification and advanced manufacturing.
Internationally, automated gold micro-savings platforms have scaled to tens of millions of users and attracted significant venture funding, reflecting growing demand for embedded, asset-based savings models.
The partnership reflects a broader shift toward embedding real assets directly into mainstream financial platforms.
“Vaulted precious metals are moving into the financial system itself,” said Jodi Stanton, CEO of Rush. “Rush turns those assets from something you hold into something you can actually use.”