ASX-listed fintech lender, Wisr have announced its Q4FY26 market update for the period ending 30 June 2026.
Wisr delivered a strong Q4FY26, achieving its inaugural full-year Cash NPAT profit in FY26 of $1.0 million (FY25: $(4.5)m) and exceeding all four guidance metrics. Quarterly revenue increased 26% to $30.0 million (Q4FY25: $23.9m), and the loan book closed up 32% in FY26 at $1.084 billion (Jun-25: $824.0m).
This growth was driven by quarterly loan originations reaching a record $198.1 million, a 41% increase on the prior year (Q4FY25: $140.3m).
Having delivered on our FY26 commitments, we enter FY27 with strong momentum and a business that is scaling profitably. We are pleased to provide FY27 Cash NPAT guidance of at least $5.0 million, supported by continued loan book growth, operating leverage and disciplined cost management.
Commenting on the results, Wisr Chief Executive Officer Andrew Goodwin, said, “FY26 was a landmark year for Wisr. We exceeded all four guidance metrics and delivered our first full year of Cash NPAT profitability. The loan book increased 32% to $1.084 billion, and full-year revenue increased 19% to $108.8 million, supported by record loan originations of $695.3 million, up 65% on FY25. These results reflect continued strong demand and consistent execution across both personal and secured vehicle loans.
“Importantly, this growth was achieved alongside continued improvement in credit performance.
“Having delivered on our FY26 commitments, we enter FY27 with strong momentum and a business that is scaling profitably. We are pleased to provide FY27 Cash NPAT guidance of at least $5.0 million, supported by continued loan book growth, operating leverage and disciplined cost management,” concluded Goodwin.
FY27 guidance
Wisr expects to deliver FY27 Cash NPAT of at least $5.0 million, a significant increase from unaudited FY26 Cash NPAT of $1.0 million. This expected improvement will be driven by continued loan origination and loan book growth, operating leverage, disciplined cost management and productivity gains from Wisrʼs investments in automation and technology.
Wisr also expects Cash NPAT to grow substantially in FY28 as the business benefits from increased scale and further operating leverage. Further detail on Wisrʼs FY26 results will be provided with the companyʼs audited full-year financial results, expected to be released on 26 August 2026.